A USB 3.0 is the future aware choice in today's market.
Over the last two years there has been a steady release of faster and cheaper USB 3.0 drives but most retailers are still pushing their old stock of slower USB 2.0 models and unaware consumers are missing out on faster USB 3.0 speed. USB 3.0 is fully backwards compatible with USB 2.0 so even if your computer only has a USB 2.0 connection USB 3.0 drives perform better making them the clear, and future aware, choice in today's market. The typical USB 3.0 speed for flash drives is 30/90 MBps read/write vs. 10/20 MBps for USB 2.0. Using a USB 3.0 drive on a USB 2.0 port nearly always results in speeds capped by USB 2.0's limits, so using a fast USB 3.0 flash drive on a USB 2.0 port will normally result in read/write speeds of approximately 30/30 MBps read/write, more than double the typical speeds reached by a USB 2.0 drive.

The Best.
CPUGPUSSD
Intel Core i5-11400F $180Nvidia RTX 3070 $500Crucial MX500 250GB $50
Intel Core i5-11600K $265Nvidia RTX 3060-Ti $400Samsung 850 Evo 120GB $78
Intel Core i5-10600K $215Nvidia GTX 1660S (Super) $240Samsung 860 Evo 250GB $50
HDDRAMUSB
Seagate Barracuda 1TB (2016) $38Corsair Vengeance LPX DDR4 3200 C16 2x8GB $79SanDisk Extreme 64GB $72
WD Blue 1TB (2012) $34Corsair Vengeance LPX DDR4 3000 C15 2x8GB $73SanDisk Extreme 32GB $28
Seagate Barracuda 3TB (2016) $85G.SKILL Trident Z DDR4 3200 C14 4x16GB $649SanDisk Ultra Fit 32GB $16
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